I work predominantly with clients approaching retirement or those planning their inheritance for the next generation. I find this area of planning particularly rewarding as I can see my clients’ confidence grow, knowing what is possible within their circumstances. This peace of mind for the future is what drives my approach.

I want to add value to your life by making a robust plan that enables us to manage unforeseen life events and changes to your circumstances – all ultimately driven by your goals and day-to-day financial needs.

My clients tell me that I am patient, honest and reliable – I strive to do the right thing for each and every client and go at your pace.

I specialise in understanding the potential effect of inheritance tax on your estate, and the ways this tax could be mitigated, which may be crucial in allowing you to pass on your wealth intact. I also focus on providing a broad range of tax-efficient solutions to ensure we help to maximise the range of allowances available to you. For example, having knowledge of investments that can help build your wealth in the most tax-efficient manner could be the key to earlier retirement or the home of your dreams.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is generally dependent on individual circumstances.